Disaster Protection is an insurance policy that provides a financial safety net when disaster strikes.
Pays a three month emergency cash benefit per occurrence (limit is selected by customer at time of enrollment; $500 or $1000 per month for up to three months when the customer is displaced for a minimum of 48 hours).
Reimburses the primary property insurance policy deductible up to $500, twice a year. Damage may be to the structure of the home or to the contents. No displacement needs to occur for the customer to receive the Deductible Reimbursement benefit.
Reimbursement of up to $50 for those times when you need a locksmith to help you get back into your home. This benefit is available for up to two occurrences within any consecutive 12 months.
Not available in all states
Disaster Recovery is an insurance policy that provides a financial safety net when disaster strikes.
Pays the monthly mortgage payment, up to a max of 24 months, while the customer is temporarily displaced and reconstructing or repairing their home.
Reimburses the primary property insurance policy deductible up to a $1000 maximum a year (up to two occurrences). Requires temporary displacement for a minimum of 48 hours.
Pays off the customer’s remaining mortgage balance, if the customer is permanently displaced. Permanent displacement requires that the land has been condemned and not fit for reconstruction.
Pays a monthly lump sum emergency cash benefit of $500 or $1000, for up to a max of 24 months, while the customer is temporarily displaced.
Not available in all states